Step 1: GATHERING INFORMATION
We spend about an hour with you on the phone gathering all of the necessary information.

Step 2: EVALUATING INFORMATION
We review your situation and pre-qualify you for our programs.

Step 3: CREATING AND SUBMITTING FINANCIAL PACKET
As part of our service to you, your file is assigned to a knowledgeable and experienced financial advisor. Once you have submitted all of the documents we have requested, an extensive financial review is completed by your financial counselor. This will ensure that you have completely provided all of the documents necessary and will prepare you for the next process, submitting the application.

In addition to reviewing your file, your financial counselor will prepare an in-depth profile and worksheet that breaks-down all of your financial statements into an easy-to-assess portfolio. This portfolio is then attached your application and submitted to your lender.

Having the right person with the right experience will make a drastic impact on how your lender views and processes your application.

Step 4: NOTIFICATION FROM BANK

Once your application has been submitted, it will take approximately 45 – 60 days to receive a response from your lender. Throughout the process your lender may send you documents critical to your application and will require your immediate attention.

If you receive any documentation from your lender and are not sure what to do, immediately contact us so that we may discuss the matter thoroughly and inform you of your responsibilities.